How to Find an Accessible Home That Suits Your Needs and Budget

By: Lydia Chan

For anyone with a disability, buying a home can be both a daunting and an exciting process. You may have specific needs in mind for your new home, such as wheelchair accessibility or extra space for mobility equipment, and accessible homes in your desired area might seem hard to find. But with the right preparation (and maybe a little help from friends or family), you can land the perfect home. Real Abilities has provided some tips on how to get started!

Do Your Research

Before you start house hunting, it's essential to do your research and figure out what you can afford. Look at comparable homes in your area and get a sense of the current market conditions. Once you have a good idea of what you can afford, you'll be able to narrow your search to homes that fit your budget.

If you're not ready to purchase a house, consider renting until you get your ducks in a row and find an accessible home. Of course, you'll want to research prices for this, too, since rental rates fluctuate depending on the neighborhood, layout, and amenities of each property.

Get Pre-Approved for a Mortgage

The next step is to get pre-approved for a mortgage. This will give you a clear idea of how much money you'll have to work with when it comes time to make an offer on a home. It can also put you at an advantage if there's a bidding war on your desired property.

Getting pre-approved for a mortgage is a relatively simple process; you'll just need to provide some financial information to your lender, such as your income, debts, and assets. The lender will also consider your employment history, credit score, and other factors before making a decision.

Start House Hunting!

Now that you've researched and gotten pre-approved for a mortgage, you're ready to start house hunting! Keep your needs in mind as you look at different properties. If accessible features are important to you, pay close attention to things like door widths, entryways, staircases, and bathroom layout. It can also be helpful to bring along a friend or family member who can offer their opinion on potential homes.

Home Maintenance and Repairs

After finding the right home for you, the last thing you want to worry about is its maintenance and any repairs. Fortunately, everything you need is at your fingertips using this home management app. You can easily find, get quotes from, and make appointments with any home service provider you may need. Then you can track your project through the app from start to finish.

Learn About Home Modifications

If you struggle to find an accessible home that accommodates all your needs, don't fret. There are many modifications that can help you live safely and comfortably in your new home.

Installing a wheelchair ramp, adding grab bars in the bathroom, and lowering countertops and shelves are some of the most common adaptations. If you're not sure where to start, it might be helpful to consult with a contractor or occupational therapist who can help you identify the specific modifications that would work best for you.

Another option is to use a home modification company, which can provide a team of professionals to install all the necessary modifications for you. This can be a more expensive option, but it can be well worth it if you want to avoid the hassle of doing everything yourself.

No matter what route you take, remember that home adaptations should be tailored to your specific needs. Take your time and choose the modifications that will make your life easier and more comfortable.

Buying a home is a big decision, but it doesn't have to be overwhelming. Do your homework, learn about mortgages, and follow the other tips in this article to start the process strong. By diligently planning (and getting a little help from friends or family), you can find a home that accommodates your disability and boosts your well-being.